Our Process











Everyone has a future.

We believe in a 5-step planning process to help create and preserve your financial life. Whether you are planning to retire in 20 years or are near retirement now, the questions we ask may be different, but the foundation of the planning process remains the same.

In its simplest form, financial planning is the process of arranging your finances in light of your current and future goals. A goal-oriented approach will help ensure you achieve your objectives without having to compromise on your standard of living.

There is a universal need of having enough money saved to take care of you and your family throughout retirement. In order to achieve all of this, you need to plan your actions, especially the ones with financial implications.


  • DISCOVERY – This is a "get-to-know-you" meeting that is almost always done face-to-face. We like to learn what is important to you and why, find out some about your current circumstances and determine if we have a basis for working together. As well, you have the opportunity to ask any and all questions you deem pertinent before deciding to move to the next step.
  • EXPLORATION – During this in-person meeting, we will delve deeper into your family's most important needs.  We will also be assessing your current plans and gauging your progress in meeting your goals. 
  • BUILDING THE BRIDGE – After analyzing all of the relevant data, we will develop a plan strictly based on your goals and objectives. Together at this meeting, we will review the proposed plans. Our goal is to establish clear communication about your goals, in terms everyone can understand and support.
  • BEGIN THE JOURNEY – Once your are comfortable with the charted course, we begin the next step by implementing your plan strategies and recommendations, customized for you.
  • STAY THE COURSE – It is critical to understand that financial planning is a journey, not a single or isolated event. We will set clear communication criteria based on your individual needs and desires to measure our progress. Our reviews and communication are ongoing. We will update any changes or current events as well as address additional concerns you may have during each review meeting.